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Self-Employed Schedule C Borrower
For borrowers that claim self-employment income on Schedule C.Returns from 2 Years Ago ()
Monthly Income: $0.00
Returns from Most Recent Year ()
Monthly Income: $0.00
Income is declining.
24 Months Average: $0.00
Self-Employed Partnership 1065 Borrower
For borrowers that claim self-employment income on Form 1065.Returns from 2 Years Ago ()
Monthly Income: $0.00
Returns from Most Recent Year ()
Monthly Income: $0.00
Income is declining.
24 Months Average: $0.00
*DU loans require a 2 year history to add in guaranteed payments from the partnership. LP loans allow for guaranteed payments to be utilized without a two-year history.
Self-Employed S Corp 1120S Borrower
For borrowers that claim self-employment income on Form 1120S.Returns from 2 Years Ago ()
Monthly Income: $0.00
Returns from Most Recent Year ()
Monthly Income: $0.00
Income is declining.
24 Months Average: $0.00
Self-Employed Corporation 1120 Borrower
For borrowers that claim self-employment income on Form 1120.Returns from 2 Years Ago ()
Monthly Income: $0.00
Returns from Most Recent Year ()
Monthly Income: $0.00
Income is declining.
24 Months Average: $0.00
For a DU loan, business income can only be given if the borrower owns 100% of the business. For LPA loans, business income can be given if the borrower owns 25% or more of the business.
Variable Income
| 2 Years Ago | Last Year | YTD | Usable Income | % of Decline | % of Increase | Use 2yrs Ago? | Use Last Year? | Use YTD? | |
|---|---|---|---|---|---|---|---|---|---|
|
$
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$
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$
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-
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$
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$
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$
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-
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$
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$
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$
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-
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$
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$
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$
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-
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$
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$
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$
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-
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$
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$
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$
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-
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$
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$
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$
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-
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$
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$
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$
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-
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$
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$
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$
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-
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$
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$
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$
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-
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$
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$
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$
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-
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$
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$
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$
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-
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$
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$
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$
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-
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$
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$
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$
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-
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$
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$
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$
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-
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$
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$
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$
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-
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$
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$
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$
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-
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$
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$
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$
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-
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$
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$
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$
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-
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$
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$
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$
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-
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-
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Rental Income
Monthly Income: $0.00
SSI Gross Up
FHA $0.00
VA $0.00
Conv $0.00
Disclaimer
All calculations are estimates for informational use only and based on data entered by the user. Results do not reflect guaranteed terms, rates, or outcomes. Additional costs (e.g. PMI, FHA, VA, USDA fees) may apply depending on loan structure. Provided by Konnectd as a reference tool only.